Insurance Planning

Insurance Planning

Whether you are looking out for your family or your business, it is vital to incorporate protection into your comprehensive financial plan. By strategically leveraging life insurance, we can help provide you with this protection in the most effective way possible.

Personal: When it comes to your family, you want to be confident that they will be taken care of – no matter what type of tragedy may strike. Life insurance not only brings a higher level of security to your family’s future, but it can also be used to save for retirement, charitable gifts, and potential long-term care costs.

Business: If you are a business owner, life insurance can play a key role in protecting your stake in the company. Through creative planning, life insurance can also help you retain key employees, minimize income tax exposure, and smoothen the succession of your business.

Through our partnership with Pinnacle Insurance and Financial Services, we provide the following insurance solutions to help ensure that you’re safeguarded from potential setbacks:


Life Insurance

We provide access to almost every notable life insurance carrier in the U.S., and we have one of the most robust life insurance portfolios in the industry to help protect your family or business.


Choose from a broad array of fixed and variable annuities from some of the largest, most stable annuity providers to help meet your guaranteed income needs.

Long-Term Care

We offer access to traditional long-term care solutions along with new hybrid products, combining the benefits and features of both life insurance and long-term care insurance.

Disability/Income Protection

To help protect you from some of the financial pitfalls that result from injury and sickness, we offer a number of solutions to help safeguard and maintain your ability to earn income now and in the future.


Have you ever had your life insurance appraised? Just like you have your jewelry, car, and home appraised, we can help you determine the value of your life insurance policy. Since you first purchased your policy, your life’s circumstances have likely changed. Therefore, you may be paying premiums for a policy that is no longer suited to your current needs. Through a life insurance appraisal, we will pinpoint the strengths, weaknesses, and potential opportunities of your policy. Most importantly, we will help determine if the policy is providing you with the protection you need today.